"If our employer automatically signs us up for some kind of insurance coverage, then we'll stick with that, even if six other plans are offered."
There is some giant truth to this. If someone is automatically signed up for an insurance coverage, they won't have to deal with other plans because there would not be any point to it. I personally would not have to worry about signing up for a different plan if I did not need to. I think we should actually do this. Less stress for everyone.
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