Jack Bexell, Introduction, Question 5

On page XXI Charles Wheelan said something that stook out to me, considering that my dad works for an insurance company. "If insurance companies are forced to offer this benefit (or any other new benefit mandated by law), then they will recover their extra costs by raising premiums. And when premiums go up, some people on the margin will no longer be able to afford any health insurance at all." This is interesting to me because letting one thing like a two day stay at a hospital on the cost of the insurance companies can really impact many people in the long run that may not even need the 2 day stay at a hospital. One small step can cause a chain reaction of hurt for more individuals than the amount of people the action is trying to help.