Lauren Stevens, Question 1, Chapter 5

My family isn't necessarily full of chronic illness, but so many surgeries have occurred in our family for the past 17 years I've been alive. My dad had surgery on his broken leg, my sister has had surgery on a torn tendon in her finger, my mom has had multiple surgeries to cure a twisted version of carpal tunnel, and fix a lazy eye, and lastly, I've had a whopping 7 surgeries on my mouth, and a broken broken collar bone. That said, insurance companies have assisted us a lot and my parents have had to make the choice between high premium and low deductible and vice versa. This may effect me in the future again, however I think as of now, we have been healthy as a family which makes us have a low premium and high deductible.